
Professional Strength in Accounting, Tax, and Law
We believe that strong financial, tax, and legal foundations are essential for every business. Our role is to guide entrepreneurs and organizations with clear, practical advice so they can grow with confidence and stay compliant at every stage.
The Minds Behind Your Strategy: Accounting and Law

Atty. Marvin M. Celedio, CPA
Atty. Celedio is a highly experienced attorney and Certified Public Accountant specializing in taxation and corporate law. With his extensive expertise in these areas, he is a trusted legal and financial advisor to clients across various industries.
His practice focuses on providing comprehensive legal and financial solutions to individuals and businesses alike. With his deep knowledge and expertise in taxation, he assists clients in managing their tax obligations, minimizing tax liabilities, and ensuring compliance with ever-evolving tax regulations. He stays up-to-date with the latest changes in tax laws, allowing us to develop effective tax strategies that optimize your financial position while remaining compliant with the latest tax laws and regulations.
In the realm of corporate law, he assists clients with a wide range of legal matters, including business formation, corporate governance, contracts, mergers and acquisitions, and regulatory compliance. He provides practical advice and guidance to help clients achieve their business objectives while minimizing legal risks and ensuring compliance with applicable laws and regulations.
What sets him apart is his strong client focus and commitment to delivering exceptional service. He takes the time to understand his clients' unique circumstances and goals, enabling him to develop tailored legal and financial strategies that align with their best interests. His clients appreciate his clear and open communication, as well as his ability to simplify complex legal and financial concepts.

Jovelyn G. Cruz, CPA
Jovelyn Cruz is a Certified Public Accountant and co-founder of Emunah Business Consultancy Inc., committed to helping entrepreneurs and organizations build compliant, sustainable, and growth-oriented businesses.
With over a decade of experience in public practice, private industry, government service, and business consultancy, she brings a well-rounded perspective to accounting, taxation, and business operations. She began her career in public practice, gaining expertise in audit, taxation, and financial reporting before moving into the private sector, where she managed tax compliance and accounting for the automotive retail industry.
She later served in local government as Officer-in-Charge of the Business Permit and Licensing Office (BPLO) and the General Services Office (GSO), where she led business registration, regulatory compliance, procurement, asset management, and administrative operations.
At Emunah Business Consultancy Inc., Jovelyn specializes in business registration, tax compliance, bookkeeping, financial reporting, payroll services, and cloud accounting solutions using Xero, QuickBooks, and other systems. She has worked with clients across various industries, including construction, real estate, healthcare, retail, and food services.
Driven by integrity, professionalism, and a commitment to excellence, Jovelyn partners with businesses to simplify compliance, strengthen financial management, and support long-term growth. She believes that every successful business is built on sound financial practices, strategic guidance, and trusted professional relationships.